Insurance reviews, or annual reviews are vitally important.  If you bought a term life insurance product when you were first married, do you think your needs changed much over the next ten years?  Is your income a little different in your 30s and 40s then it was in your 20s?  Are things like retirement savings starting to sound less abstract and more like “must start yesterday!”

We know life is constantly changing.  Even when we think we have a very clear picture of what the next 5-10 years may bring and plan for every cent, life has a tendency to throw us a few curve balls. 

We think it is extremely important to sit down with each and every one of our clients annually to review their investment goals and life insurance situation and make changes based on what real life has given, not an abstract idea.  Often times, we don’t need to make a single change.  If so, we had a nice visit and provided another year’s worth of peace of mind.  But, if we do need to make a change, be it a small one or a large one, we are there for you to do so.  When is the last time you heard from your life insurance agent?  If it’s been more than a year, give us a chance to give you a second opinion.  Our opinion is always free.