Life Insurance is important because it is the simple solution to a very challenging problem: What will happen to my family financially if something happens to me?
Being proactive in your financial life means giving serious consideration to your current and future financial situation.
Focus On Seniors is composed of a team of experienced Life Insurance Agents whose only job is to help seniors find coverage that fits their situation and their budget.
If you are looking for a powerful retirement vehicle that combines protection, aggressive growth, and tax mitigation, then a LIRP might just be the answer.
While term life insurance may seem like an affordable option, I encourage you to do your homework and discuss your long-term financial goals with a financial professional that understands how to help you achieve them.
The passing of a loved-one can be a very difficult time. Having enough coverage to pay for your final expenses can greatly reduce the burden on your family.
I encourage you to continue to educate yourself on all of your retirement options and make the decision that is right for you and your family. Speak with your financial professional, tax advisor or estate attorney about how these new laws might affect you.
To help you start the new year off right, we’ve put together some financial planning tips to consider.
In just one year during the great recession of 2008 the Dow Jones Industrial lost 1/3 of its value! There were more than a few Americans that saw their retirement dreams destroyed right before their eyes as their nest-egg disappeared.
What if you could speak to your future self? What do you think he/she would say to you? Do you think they would tell you that you made the right choices? Do you think they would pat you on the back and say thank you for thinking of them when you started saving for your retirement?
Many people find it difficult to consider saving for retirement when they have bills stacked up on the counter. If that sounds like you, take the time to sit down and evaluate your situation and take a methodical approach to solving your financial problems.
Inverted Yield Curve We've been hearing about it for weeks. But what is an Inverted Yield Curve exactly and how can you protect yourself?The Short Answer: An Inverted Yield Curve…
In this article we will discuss, in further detail, some of the complications that your loved ones may have to face when you’re gone and how to help them be better prepared to deal with them when the time comes.
Our legacy is what we leave behind for others to remember us by. Have you given any thought to what your legacy will be?
There is no magic that will stop time from moving forward. One day, and it may be 30 or 40 years from now, you will be staring your retirement in the face. The choices you make right now will have a direct impact on what your retirement looks like.
You’ve been working hard to build your small business over the years and you have made a good living doing so. Now, as you near your retirement, you might be thinking it’s time to cash in and live off of the profits you make from the sale of your company. In this article we will discuss some of the realities of selling your business.
Our exploding debt is a mounting threat to our nation, and is going to have a significant impact on the future of our nation for our children and grandchildren.
What would your retirement fund look like today if you had never lost a single dime or paid any fees?
With most of us living longer and healthier lives, it’s more important than ever that we start planning early. By positioning ourselves properly, we can avoid many of the mistakes retirees make every day.
Professionals provide us with services that improve our lives and help us make better decisions. That’s exactly what Financial Professionals do. They provide you with services and advice that can significantly improve your financial life and help you make better financial decisions.
Stock market losses can take many years to recover. And often the recovery only brings you right back where you started. Where is it written that you have to lose money in order to make money? Shouldn’t we be putting our retirement money in investments that are guaranteed not to lose money?
There’s an ancient Chinese proverb that says, “The best time to plant a tree is 20 years ago, but the second best time is now.” If you haven’t already planted your tree, do it now. Get started on the path to a successful retirement and make that plan.
There are good and bad reasons for filing early and for filing late. The goal is to determine what strategy works best for your situation and implement that strategy with confidence in knowing that you are receiving your absolute maximum benefits.
What if we could show you a way that you could reduce or even eliminate your future tax-liability and guaranty your retirement income for the rest of your life? Read on...
Many must lose in order that the few may win. This is the basis for the casino model and is also true on Wall Street.
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