Focus Financial Group
Focus Financial Group has investment and retirement strategies that are designed to maximize your growth and minimize your risk. Our tax strategies reduce and often eliminate the tax liability on your retirement savings so you can take control of your money now and in the future.
Planning Is What We Do
Retirement Planning
As Americans, we work hard every day to earn an income to take care of our families, educate our children and provide for a secure retirement. You probably have home insurance, car insurance, etc. What if I told you there is a way to insure your retirement?
Tax Planning
For years, every advisor and financial guru has been telling us to sock away our hard-earned money into tax-deferred investments, like an IRA or a 401(k). What if we told you they were wrong? Let us plan a tax strategy for you based on facts, not fiction.
Legacy Planning
With so many investment options in today's world, how do you know which one is right for you? With so much to consider, it can be overwhelming. We take the guesswork out of financial planning with sound strategies that just make sense.
Investment Strategies
Do you have a 401k, an IRA, some stocks? Maybe a mutual fund or two? Did you know these funds are at the mercy of an extremely volatile market? How would you like your investments to be 100% safe from losses? Would you like the upside of the market, but prefer to have a safety net for the next market "correction"?
Income Strategies
How much money will you need in your retirement? What about long-term care? Taxes? Inflation? Life-insurance? What happens if you live too long? Running out of money before you run out of life is a sure fire recipe to end up a greeter at a big box store. We want to help you stay retired once you have retired.
Wealth Management
You've worked hard to accumulate your wealth, why put it all at risk? Would you bet all of your saving at the casino? We can show you alternatives to the Wall St. casino. We have the tools and experience to help you not only protect your wealth, but provide you with peace of mind knowing that your loved ones will be taken care of long after you're gone.
Insurance Reviews
When is the last time you've looked at your life insurance? How about that Long Term Care policy? Did you know Medicare Supplement rates fluctuate wildly from one carrier to the next, while coverage is identical? We frequently save our clients thousands of dollars simply by doing free annual reviews.
Social Security Maximization
Calculating social security benefits can be complicated. The federal government calculates your final benefit amount based on your top 35 years of lifetime earnings. Yet, you only get one opportunity to file. What happens if you file incorrectly?
Long-Term Care
Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you’ll require long-term health care. Historically, that means costly long-term care insurance. We think LTC insurance is a terrific product and certainly has it's place. But, did you know that there are many alternatives to traditional and expensive LTC insurance?
Medicare Supplement Insurance
Medicare Supplement Insurance, or Medigap, provides supplemental coverage for out-of-pocket Medicare expenses such as copayments, coinsurance, and deductibles. Let us help guide you through the process of choosing which plan is right for you.
FINAL EXPENSE INSURANCE
Focus Financial Group is pleased to announce the launch of our new service for seniors: Focus On Seniors. Focus On Seniors is dedicated to finding life insurance coverage for seniors who are concerned with protecting their loved ones from the burden of their burial costs and final expenses.
We shop +15 A-Rated insurance companies to find you the lowest rate. Our experienced life insurance agents provide instant quotes right over the phone so no one ever has to visit you at your home.
For more information and to get your Final Expense Insurance quote today, click below!
September is Life Insurance Awareness Month #LIAM20
Life Insurance is important because it is the simple solution to a very challenging problem: What will happen to my family financially if something happens to me?
3 Habits of Highly Effective People
Being proactive in your financial life means giving serious consideration to your current and future financial situation.
Focus On Seniors
Focus On Seniors is composed of a team of experienced Life Insurance Agents whose only job is to help seniors find coverage that fits their situation and their budget.
The hurdles to a secure retirement are well known: inflation, taxes, increased life expectancies, long term care and stock market volatility to name a few. As your advisors, we can help you create a plan and identify investments aimed at reaching your goals. At Focus Financial Group, we specialize in safety, safety, safety. You’ve worked hard to accumulate enough to retire. We want to make sure you keep it! Unexpected financial disasters seem to loom around every corner. Let us help you avoid mistakes and give you the peace of mind to rest easy at night.
